Test Cards | Run Developers

Overview

The following test cards can be used in your UAT environment to simulate payment scenarios. Data is never sent to the end processor in UAT — all transactions are simulated.

You may use any value for the CVV when running test transactions.

Basic Test Cards

Card Type	Card Number	Expiry
Visa	4788250000121443	10/29
Visa	4387751111111038	10/29
Mastercard	5454545454545454	10/29
Mastercard	5442981111111031	10/29
Discover	6011000995500000	10/29
Discover	6011000995511130	10/29
AMEX	371449635398431	10/29
AMEX	378282246310005	10/29

UAT Response Codes

Trigger specific decline scenarios by charging a particular amount (in cents) against the test card numbers below. Each amount maps to a specific association response code and description. Only compatible with the Cardpointe gateway.

AMEX

Test Card Number	Amount (cents)	respcode	assocRespCode	assocRespText
341111599242008	288801	500	100	Deny
341111599242008	288802	500	101	Expired card / Invalid Expiration Date
341111599242008	288803	500	103	CID failed
341111599242008	288804	500	105	Card cancelled
341111599242008	288805	500	106	Exceeded PIN attempts
341111599242008	288806	500	107	Call issuer
341111599242008	288807	500	109	Invalid merchant
341111599242008	288808	500	110	Invalid amount
341111599242008	288809	500	111	Invalid card / Invalid MICR (Travelers Cheque)
341111599242008	288810	500	115	Function not supported
341111599242008	288811	500	116	Insufficient funds
341111599242008	288812	500	117	Invalid PIN
341111599242008	288813	500	119	Cardmember not enrolled / not permitted
341111599242008	288814	500	121	Limit exceeded
341111599242008	288815	500	122	Invalid CID
341111599242008	288816	500	125	Invalid effective date
341111599242008	288817	500	130	Additional customer identification required
341111599242008	288818	500	181	Format error
341111599242008	288819	500	183	Invalid currency code
341111599242008	288820	500	187	Deny - new card issued
341111599242008	288821	500	188	Deny - canceled
341111599242008	288822	500	189	Deny - Canceled or Closed Merchant/SE
341111599242008	288823	500	190	National ID Mismatch
341111599242008	288824	500	193	Invalid Country Code
341111599242008	288825	500	194	Invalid Region Code
341111599242008	288826	500	200	Pick up card
341111599242008	288827	500	900	Accepted - ATC Synchronization
341111599242008	288828	500	909	System Malfunction (Cryptographic error)
341111599242008	288829	500	912	Issuer not available
341111599242008	288830	500	977	Invalid Payment Plan
341111599242008	288831	500	978	Invalid Payment Times

Discover

Test Card Number	Amount (cents)	respcode	assocRespCode	assocRespText
6011000995512005	288801	500	03	Invalid Merchant
6011000995512005	288802	500	04	Capture Card
6011000995512005	288803	500	05	Do not honor
6011000995512005	288804	500	07	Pick-up Card special condition
6011000995512005	288805	500	08	Reserved for future use
6011000995512005	288806	500	12	Invalid transaction
6011000995512005	288807	500	13	Invalid amount
6011000995512005	288808	500	14	Invalid Card Number
6011000995512005	288809	500	15	Reserved for future use
6011000995512005	288810	500	19	Re-enter transaction
6011000995512005	288811	500	30	Format error
6011000995512005	288812	500	31	Bank not supported by switch
6011000995512005	288813	500	38	Allowable PIN tries exceeded
6011000995512005	288814	500	39	No credit account
6011000995512005	288815	500	40	Requested function not supported
6011000995512005	288816	500	41	Lost Card
6011000995512005	288817	500	43	Stolen Card
6011000995512005	288818	500	51	Decline
6011000995512005	288819	500	53	No savings account
6011000995512005	288820	500	54	Expired Card
6011000995512005	288821	500	55	Invalid PIN
6011000995512005	288822	500	56	No Card record
6011000995512005	288823	500	57	Transaction not permitted to Issuer/Cardholder
6011000995512005	288824	500	58	Transaction not permitted to Acquirer/terminal
6011000995512005	288825	500	59	Suspected fraud
6011000995512005	288826	500	60	Card acceptor contact Acquirer
6011000995512005	288827	500	61	Exceeds withdrawal amount limit
6011000995512005	288828	500	62	Restricted Card
6011000995512005	288829	500	63	Security violation
6011000995512005	288830	500	64	Original amount incorrect
6011000995512005	288831	500	65	Exceeds withdrawal count limit
6011000995512005	288832	500	66	Card Acceptor call Acquirer’s security dept
6011000995512005	288833	500	67	Hard capture (requires ATM pick-up)
6011000995512005	288834	500	68	Response received too late
6011000995512005	288835	500	75	Allowable number of PIN tries exceeded
6011000995512005	288836	500	76	Invalid/nonexistent “to” Account specified
6011000995512005	288837	500	77	Invalid/nonexistent “from” Account specified
6011000995512005	288838	500	78	Invalid/nonexistent Account specified (general)
6011000995512005	288839	500	83	Domain Restriction Controls Failure
6011000995512005	288840	500	85	No reason to decline
6011000995512005	288841	500	87	Network unavailable
6011000995512005	288842	500	91	Authorization system or Issuer system inoperative
6011000995512005	288843	500	92	Unable to route transaction
6011000995512005	288844	500	93	Transaction cannot be completed - violation of law
6011000995512005	288845	500	94	Duplicate transmission detected
6011000995512005	288846	500	96	System malfunction
6011000995512005	288847	500	1A	Customer Authentication Required
6011000995512005	288848	500	N1	System up
6011000995512005	288849	500	N2	Soft down
6011000995512005	288850	500	N3	System down
6011000995512005	288851	500	N7	Decline for AVS or CID mismatch
6011000995512005	288852	500	P5	PIN Change/Unblock failed
6011000995512005	288853	500	P6	New PIN not accepted

Mastercard

Test Card Number	Amount (cents)	respcode	assocRespCode	assocRespText
5442981111112021	288801	500	01	Refer to card issuer
5442981111112021	288802	500	03	Invalid merchant
5442981111112021	288803	500	05	Do not honor
5442981111112021	288804	500	12	Invalid transaction
5442981111112021	288805	500	13	Invalid amount
5442981111112021	288806	500	14	Invalid card number
5442981111112021	288807	500	15	Invalid issuer
5442981111112021	288808	500	30	Format error
5442981111112021	288809	500	51	Insufficient funds / over credit limit
5442981111112021	288810	500	54	Wrong expiration
5442981111112021	288811	500	55	Incorrect PIN
5442981111112021	288812	500	57	Invalid txn for card
5442981111112021	288813	500	58	Txn not permitted to cardholder
5442981111112021	288814	500	61	Exceeds withdrawal limit
5442981111112021	288815	500	62	Restricted card
5442981111112021	288816	500	63	Security violation
5442981111112021	288817	500	65	Exceeds withdrawal frequency
5442981111112021	288818	500	71	PIN Not Changed
5442981111112021	288819	500	75	PIN try exceeded
5442981111112021	288820	500	76	Invalid To Account specified
5442981111112021	288821	500	77	Invalid From Account specified
5442981111112021	288822	500	78	Invalid Account specified
5442981111112021	288823	500	81	Domestic Debit Transaction not allowed
5442981111112021	288824	500	84	Invalid Authorization Life Cycle
5442981111112021	288825	500	86	PIN Validation not possible
5442981111112021	288826	500	88	Cryptographic Failure
5442981111112021	288827	500	89	Authentication Failure
5442981111112021	288828	500	91	Issuer or Switch Inoperative
5442981111112021	288829	500	92	Unable to route transaction
5442981111112021	288830	500	94	Duplicate Transmission detected
5442981111112021	288831	500	96	System error

Visa

Test Card Number	Amount (cents)	respcode	assocRespCode	assocRespText
4387751111111012	288801	500	01	Refer to card issuer
4387751111111012	288802	500	02	Refer to card issuer - special
4387751111111012	288803	500	03	Invalid merchant
4387751111111012	288804	500	04	Pick up card (no fraud)
4387751111111012	288805	500	05	Do not honor
4387751111111012	288806	500	06	Error
4387751111111012	288807	500	07	Pick up card - special
4387751111111012	288808	500	12	Invalid transaction
4387751111111012	288809	500	13	Invalid amount
4387751111111012	288810	500	14	Invalid account number
4387751111111012	288811	500	15	No such issuer
4387751111111012	288812	500	25	Unable to locate record in file
4387751111111012	288813	500	28	File temporarily unavailable
4387751111111012	288814	500	39	No credit account
4387751111111012	288815	500	41	Card reported lost
4387751111111012	288816	500	43	Card reported stolen
4387751111111012	288817	500	46	Account closed
4387751111111012	288818	500	51	Insufficient funds
4387751111111012	288819	500	52	No checking account
4387751111111012	288820	500	53	No savings account
4387751111111012	288821	500	54	Wrong expiration
4387751111111012	288822	500	55	Incorrect PIN
4387751111111012	288823	500	57	Invalid txn for card
4387751111111012	288824	500	58	Terminal not permitted
4387751111111012	288825	500	59	Suspected fraud
4387751111111012	288826	500	61	Exceeds approval amount limit
4387751111111012	288827	500	62	Restricted card
4387751111111012	288828	500	63	Security violation
4387751111111012	288829	500	64	Transaction does not fulfill AML requirement
4387751111111012	288830	500	65	Exceeds withdrawal frequency limit
4387751111111012	288831	500	70	PIN data required
4387751111111012	288832	500	74	Different value than that used for PIN encryption errors
4387751111111012	288833	500	75	PIN try exceeded
4387751111111012	288834	500	76	Unsolicited reversal
4387751111111012	288835	500	78	Blocked - first used
4387751111111012	288836	500	79	Already reversed
4387751111111012	288837	500	80	No financial impact
4387751111111012	288838	500	81	Cryptographic error found in PIN
4387751111111012	288839	500	82	Negative CAM dCVV iCVV or CVV results
4387751111111012	288840	500	86	Cannot verify PIN
4387751111111012	288841	500	89	Ineligible to receive financial position information (GIV)
4387751111111012	288842	500	91	Issuer unavailable
4387751111111012	288843	500	92	Unable to route
4387751111111012	288844	500	93	Transaction cannot be completed - violation of law
4387751111111012	288845	500	96	System malfunction
4387751111111012	288846	500	1A	Additional customer authentication required
4387751111111012	288847	500	6P	Verification data failed
4387751111111012	288848	500	B1	Surcharge amount not permitted (U.S. acquirers only)
4387751111111012	288849	500	B2	Surcharge amount not supported by debit network issuer
4387751111111012	288850	500	N0	Force STIP
4387751111111012	288851	500	N3	Cash service not available
4387751111111012	288852	500	N4	Cash request exceeds issuer or approved limit
4387751111111012	288853	500	N5	Ineligible for resubmission
4387751111111012	288854	500	N7	CVV2 failure
4387751111111012	288855	500	N8	Transaction amount exceeded
4387751111111012	288856	500	P5	Denied PIN unblock
4387751111111012	288857	500	P6	Denied PIN change - requested PIN unsafe
4387751111111012	288858	500	Q1	Card Authentication failed
4387751111111012	288859	500	R0	Stop Payment Order
4387751111111012	288860	500	R1	Revocation of authorization order
4387751111111012	288861	500	R2	Transaction does not qualify for Visa PIN
4387751111111012	288862	500	R3	Revocation of all authorizations order
4387751111111012	288863	500	Z3	Offline declined