> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.runpayments.io/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.runpayments.io/_mcp/server.

## Overview

This guide documents the gateway response codes returned by the Run Developer API to help you understand the outcome of a transaction and take appropriate action.

> **Note**
>
> The response codes below are valid for **Cardpointe** accounts only. Support for additional payment gateways will be added in the near future.

| Field        | Description                                                         |
| ------------ | ------------------------------------------------------------------- |
| **respproc** | The processor that returned the response                            |
| **respcode** | The processor-specific response code                                |
| **respstat** | A normalized status: `A` (Approved), `B` (Retry), or `C` (Declined) |
| **resptext** | A human-readable description of the response                        |

---

## Gateway Response Codes (PPS)

| respproc | respcode | respstat | resptext                                        |
| -------- | -------- | -------- | ----------------------------------------------- |
| PPS      | 00       | A        | Approval                                        |
| PPS      | 01       | A        | VoiceAuth Approved                              |
| PPS      | 08       | A        | Profile Deleted                                 |
| PPS      | 09       | A        | Profile Saved                                   |
| PPS      | 11       | C        | Invalid card                                    |
| PPS      | 12       | C        | Invalid track                                   |
| PPS      | 13       | C        | Bad card check digit                            |
| PPS      | 14       | C        | Non-numeric CVV                                 |
| PPS      | 15       | C        | Non-numeric expiry                              |
| PPS      | 16       | C        | Card expired                                    |
| PPS      | 17       | C        | Invalid zip                                     |
| PPS      | 21       | C        | Invalid merchant                                |
| PPS      | 22       | C        | No auth route                                   |
| PPS      | 23       | C        | No auth queue                                   |
| PPS      | 24       | C        | Reversal not supported                          |
| PPS      | 25       | C        | No matching auth for reversal                   |
| PPS      | 26       | A        | Txn Settled                                     |
| PPS      | 27       | C        | Txn Batched                                     |
| PPS      | 28       | C        | Txn not settled                                 |
| PPS      | 29       | C        | Txn not found                                   |
| PPS      | 31       | C        | Invalid currency                                |
| PPS      | 32       | C        | Wrong currency for merch                        |
| PPS      | 33       | C        | Unknown card type                               |
| PPS      | 34       | C        | Invalid field                                   |
| PPS      | 35       | C        | No postal code                                  |
| PPS      | 36       | C        | Wallet not allowed                              |
| PPS      | 37       | C        | CVV mismatch                                    |
| PPS      | 38       | C        | CVV is required                                 |
| PPS      | 39       | C        | Void not permitted after 30 days                |
| PPS      | 41       | C        | Below min amount                                |
| PPS      | 42       | C        | Above max amount                                |
| PPS      | 43       | C        | Invalid amount                                  |
| PPS      | 44       | C        | Prepaid not supported                           |
| PPS      | 45       | C        | Refunds without reference not supported         |
| PPS      | 46       | C        | Partial refunds not supported                   |
| PPS      | 48       | C        | Echeck not supported                            |
| PPS      | 61       | B        | Line down                                       |
| PPS      | 62       | B        | Timed out                                       |
| PPS      | 63       | C        | Bad resp format                                 |
| PPS      | 64       | C        | Bad HTTP header                                 |
| PPS      | 65       | C        | Socket close error                              |
| PPS      | 66       | C        | Response mismatch                               |
| PPS      | 70       | C        | Voice authorization cannot be voided            |
| PPS      | 71       | C        | EMV data not authorized                         |
| PPS      | 91       | C        | No TokenSecure                                  |
| PPS      | 92       | C        | No Merchant table                               |
| PPS      | 93       | C        | No Database                                     |
| PPS      | 94       | C        | No action                                       |
| PPS      | 95       | C        | Missing config                                  |
| PPS      | 96       | C        | Profile not found                               |
| PPS      | 97       | C        | Merchant disabled                               |
| PPS      | 98       | C        | Invalid token                                   |
| PPS      | 99       | C        | Invalid card                                    |
| PPS      | 101      | C        | AVS Mismatch                                    |
| PPS      | 102      | C        | Service Fee Declined                            |
| PPS      | 103      | C        | Service Fee Txn not found                       |
| PPS      | 104      | C        | Surcharge Not Supported                         |
| PPS      | 105      | C        | Invalid EMV                                     |
| PPS      | 106      | B        | Txn type not supported - Please insert the card |

---

## Processing Host Response Codes

### Rapid Connect (RPCT)

| respproc | respcode | respstat | resptext                                                                                               |
| -------- | -------- | -------- | ------------------------------------------------------------------------------------------------------ |
| RPCT     | 000      | A        | Approve                                                                                                |
| RPCT     | 001      | C        | Schema Validation Error                                                                                |
| RPCT     | 002      | A        | Approve for partial amount                                                                             |
| RPCT     | 003      | A        | Approve VIP                                                                                            |
| RPCT     | 100      | C        | Do not honor                                                                                           |
| RPCT     | 101      | C        | Expired card                                                                                           |
| RPCT     | 102      | C        | Suspected fraud                                                                                        |
| RPCT     | 104      | C        | Restricted card                                                                                        |
| RPCT     | 105      | C        | Call acquirer security department                                                                      |
| RPCT     | 106      | C        | Allowable PIN tries exceeded                                                                           |
| RPCT     | 107      | C        | Call for authorization                                                                                 |
| RPCT     | 108      | C        | Refer to issuer special conditions                                                                     |
| RPCT     | 109      | C        | Invalid merchant                                                                                       |
| RPCT     | 110      | C        | Invalid amount                                                                                         |
| RPCT     | 114      | C        | Invalid account type                                                                                   |
| RPCT     | 116      | C        | Not sufficient funds                                                                                   |
| RPCT     | 117      | C        | Incorrect PIN                                                                                          |
| RPCT     | 118      | C        | No card record                                                                                         |
| RPCT     | 119      | C        | Transaction not permitted to cardholder                                                                |
| RPCT     | 120      | C        | Transaction not permitted to terminal                                                                  |
| RPCT     | 121      | C        | Exceeds withdrawal amount                                                                              |
| RPCT     | 122      | C        | Security violation                                                                                     |
| RPCT     | 123      | C        | Exceeds withdrawal frequency limit                                                                     |
| RPCT     | 124      | C        | Violation of law                                                                                       |
| RPCT     | 129      | C        | Suspected counterfeit card                                                                             |
| RPCT     | 130      | C        | Invalid terminal                                                                                       |
| RPCT     | 131      | C        | Invalid account number                                                                                 |
| RPCT     | 132      | C        | Unmatched card expiry date                                                                             |
| RPCT     | 133      | C        | Invalid tpp                                                                                            |
| RPCT     | 150      | C        | Invalid merchant set up                                                                                |
| RPCT     | 151      | C        | Activation failed                                                                                      |
| RPCT     | 152      | C        | Exceeds limit                                                                                          |
| RPCT     | 153      | C        | Already redeemed                                                                                       |
| RPCT     | 154      | C        | Over monthly limit                                                                                     |
| RPCT     | 155      | C        | Recharge amount exceeded                                                                               |
| RPCT     | 156      | C        | Max number of recharges exceeded                                                                       |
| RPCT     | 157      | C        | Invalid entry                                                                                          |
| RPCT     | 208      | C        | Lost card                                                                                              |
| RPCT     | 209      | C        | Stolen card                                                                                            |
| RPCT     | 302      | C        | Account closed                                                                                         |
| RPCT     | 303      | C        | Unknown account                                                                                        |
| RPCT     | 304      | C        | Inactive account                                                                                       |
| RPCT     | 308      | C        | Already active                                                                                         |
| RPCT     | 311      | C        | Not lost or stolen                                                                                     |
| RPCT     | 315      | C        | Bad mag stripe                                                                                         |
| RPCT     | 316      | C        | Incorrect location                                                                                     |
| RPCT     | 317      | C        | Max balance exceeded                                                                                   |
| RPCT     | 318      | C        | Invalid amount                                                                                         |
| RPCT     | 319      | C        | Invalid clerk                                                                                          |
| RPCT     | 320      | C        | Invalid password                                                                                       |
| RPCT     | 321      | C        | Invalid new password                                                                                   |
| RPCT     | 322      | C        | Exceeded account reloads                                                                               |
| RPCT     | 323      | C        | Password retry exceeded                                                                                |
| RPCT     | 326      | C        | Incorrect transaction version or format number for POS                                                 |
| RPCT     | 327      | C        | Request not permitted by this account                                                                  |
| RPCT     | 328      | C        | Request not permitted by this merchant location                                                        |
| RPCT     | 329      | C        | Bad repay date                                                                                         |
| RPCT     | 330      | C        | Bad checksum                                                                                           |
| RPCT     | 331      | C        | Balance not available (denial)                                                                         |
| RPCT     | 332      | C        | Account locked                                                                                         |
| RPCT     | 333      | C        | No previous transaction                                                                                |
| RPCT     | 334      | C        | Already reversed                                                                                       |
| RPCT     | 336      | C        | Bad Authorization ID                                                                                   |
| RPCT     | 337      | C        | Too many transactions requested                                                                        |
| RPCT     | 338      | C        | No transactions available/no more transactions available                                               |
| RPCT     | 339      | C        | Transaction history not available                                                                      |
| RPCT     | 340      | C        | New password required                                                                                  |
| RPCT     | 341      | C        | Invalid status change                                                                                  |
| RPCT     | 342      | C        | Void of activation after account activity                                                              |
| RPCT     | 343      | C        | No phone service                                                                                       |
| RPCT     | 344      | C        | Internet access disabled                                                                               |
| RPCT     | 350      | C        | Auth Credentials                                                                                       |
| RPCT     | 351      | C        | PIN authentication required                                                                            |
| RPCT     | 355      | C        | Invalid currency                                                                                       |
| RPCT     | 357      | C        | Currency conversion error                                                                              |
| RPCT     | 359      | C        | The terminal transaction number did not match                                                          |
| RPCT     | 367      | C        | Target embossed card entered and Transaction count entered do not match                                |
| RPCT     | 368      | C        | No account link                                                                                        |
| RPCT     | 369      | C        | Invalid time zone                                                                                      |
| RPCT     | 370      | C        | Account on hold                                                                                        |
| RPCT     | 372      | C        | Promo location restricted                                                                              |
| RPCT     | 373      | C        | Invalid Card Account                                                                                   |
| RPCT     | 374      | C        | Product code(s) restricted                                                                             |
| RPCT     | 375      | C        | Bad Post Date. The Post Date is not a valid date                                                       |
| RPCT     | 376      | C        | Account status is void lock                                                                            |
| RPCT     | 377      | C        | Already active and reloadable                                                                          |
| RPCT     | 378      | C        | Account is Purged                                                                                      |
| RPCT     | 380      | C        | Bulk activation error                                                                                  |
| RPCT     | 381      | C        | Bulk activation un-attempted error                                                                     |
| RPCT     | 382      | C        | Bulk activation package amount error                                                                   |
| RPCT     | 383      | C        | Store location zero not allowed                                                                        |
| RPCT     | 384      | C        | Account row locked                                                                                     |
| RPCT     | 385      | C        | Accepted but not yet processed                                                                         |
| RPCT     | 401      | C        | Offer Processing Error                                                                                 |
| RPCT     | 402      | C        | TransArmor Service Unavailable                                                                         |
| RPCT     | 403      | C        | TransArmor Invalid Token or Account Number                                                             |
| RPCT     | 404      | C        | TransArmor Key Error                                                                                   |
| RPCT     | 500      | C        | Decline                                                                                                |
| RPCT     | 501      | C        | Date of Birth Error for Check Processing                                                               |
| RPCT     | 502      | C        | Invalid State Code                                                                                     |
| RPCT     | 503      | C        | New Account Information                                                                                |
| RPCT     | 504      | C        | Do not try again                                                                                       |
| RPCT     | 505      | B        | Please retry                                                                                           |
| RPCT     | 506      | C        | Invalid Checking Account Number                                                                        |
| RPCT     | 507      | C        | New Account Information available                                                                      |
| RPCT     | 508      | B        | Try again later - Declined                                                                             |
| RPCT     | 509      | C        | Do not try again - The card has expired                                                                |
| RPCT     | 510      | C        | New Account Information - The card has expired                                                         |
| RPCT     | 511      | B        | The card has expired. Get the new expiration date and try again.                                       |
| RPCT     | 512      | C        | Service not allowed                                                                                    |
| RPCT     | 513      | C        | Decline. Transaction not permitted to acquirer or terminal.                                            |
| RPCT     | 514      | C        | Do not try again - There was security violation                                                        |
| RPCT     | 515      | C        | Declined. No term record on First Data system.                                                         |
| RPCT     | 516      | B        | Please retry                                                                                           |
| RPCT     | 517      | C        | CVV2 Declined                                                                                          |
| RPCT     | 518      | C        | Invalid account/date or sales date in future                                                           |
| RPCT     | 519      | C        | Invalid Effective Date                                                                                 |
| RPCT     | 520      | C        | Reversal Rejected                                                                                      |
| RPCT     | 521      | C        | Enter lesser amount                                                                                    |
| RPCT     | 522      | C        | Cash Back greater than total Transaction amount                                                        |
| RPCT     | 523      | C        | Crypto box is offline                                                                                  |
| RPCT     | 524      | C        | Debit Switch unavailable                                                                               |
| RPCT     | 525      | C        | Debit/EBT network gateway cannot get through to the ISSUER                                             |
| RPCT     | 526      | C        | Undefined Card                                                                                         |
| RPCT     | 527      | C        | Network Response indicates that Merchant ID / SE is invalid                                            |
| RPCT     | 528      | C        | Debit/EBT transaction count exceeds pre-determined limit in specified time / Withdrawal limit exceeded |
| RPCT     | 529      | C        | Resubmission of transaction violates debit/EBT network frequency                                       |
| RPCT     | 530      | C        | The authorizing network has a problem decrypting the cryptogram in the request                         |
| RPCT     | 531      | C        | Retry with 3DS                                                                                         |
| RPCT     | 532      | C        | The DUKPT Base Derivation key is missing or incorrect in the PIN pad or PIN key synchronization error  |
| RPCT     | 540      | C        | Edit Honor                                                                                             |
| RPCT     | 541      | C        | No Savings Account                                                                                     |
| RPCT     | 542      | C        | DUKPT: An error while processing the PIN block that is not related to the point-of-sale equipment      |
| RPCT     | 550      | C        | Invalid Vehicle                                                                                        |
| RPCT     | 551      | C        | Invalid Driver                                                                                         |
| RPCT     | 552      | C        | Invalid Product                                                                                        |
| RPCT     | 553      | C        | Exceeds transaction total limit per product class                                                      |
| RPCT     | 554      | C        | Over daily limit                                                                                       |
| RPCT     | 555      | C        | Invalid Date/Time                                                                                      |
| RPCT     | 556      | C        | Exceeds quantity                                                                                       |
| RPCT     | 557      | C        | Invalid prompt entry                                                                                   |
| RPCT     | 558      | C        | Invalid Track 2 data                                                                                   |
| RPCT     | 559      | C        | Voyager ID problem                                                                                     |
| RPCT     | 560      | C        | Invalid Odometer                                                                                       |
| RPCT     | 561      | C        | Invalid Restriction Code                                                                               |
| RPCT     | 562      | C        | Pay at pump not allowed                                                                                |
| RPCT     | 563      | C        | Over fuel limit                                                                                        |
| RPCT     | 564      | C        | Over cash limit                                                                                        |
| RPCT     | 565      | C        | Fuel price error                                                                                       |
| RPCT     | 566      | C        | Y or N required                                                                                        |
| RPCT     | 567      | C        | Over repair limit                                                                                      |
| RPCT     | 568      | C        | Over additive limit                                                                                    |
| RPCT     | 569      | C        | Invalid user                                                                                           |
| RPCT     | 701      | A        | Approved EMV Key Load                                                                                  |
| RPCT     | 702      | C        | EMV Key Download Error                                                                                 |
| RPCT     | 703      | A        | Approved EMV Key Load - more key load data pending                                                     |
| RPCT     | 704      | C        | Pick Up Card                                                                                           |
| RPCT     | 708      | A        | Honor With Authentication                                                                              |
| RPCT     | 721      | C        | Invalid ZIP Code                                                                                       |
| RPCT     | 722      | C        | Invalid value in the field                                                                             |
| RPCT     | 723      | C        | Driver's License or ID is Required                                                                     |
| RPCT     | 724      | C        | Referred - Not Active                                                                                  |
| RPCT     | 726      | C        | Unable to Locate Record On File                                                                        |
| RPCT     | 727      | C        | Refer - Call Authorization                                                                             |
| RPCT     | 728      | C        | Referred - Skip Trace Info                                                                             |
| RPCT     | 729      | C        | Hard Negative Info On File                                                                             |
| RPCT     | 731      | C        | Rejected Lost/Stolen Checks                                                                            |
| RPCT     | 740      | C        | Totals Unavailable                                                                                     |
| RPCT     | 767      | C        | Hard Capture; Pick Up                                                                                  |
| RPCT     | 771      | C        | Amount Too Large                                                                                       |
| RPCT     | 772      | C        | Duplicate Return                                                                                       |
| RPCT     | 773      | C        | Unsuccessful                                                                                           |
| RPCT     | 774      | C        | Duplicate Reversal                                                                                     |
| RPCT     | 775      | C        | Subsystem Unavailable                                                                                  |
| RPCT     | 776      | C        | Duplicate Completion                                                                                   |
| RPCT     | 782      | C        | Count Exceeds Limit                                                                                    |
| RPCT     | 785      | A        | No reason to decline                                                                                   |
| RPCT     | 790      | C        | Do not resubmit same transaction but continue billing process in subsequent billing period             |
| RPCT     | 791      | C        | Stop recurring payment requests                                                                        |
| RPCT     | 792      | C        | See attendant                                                                                          |
| RPCT     | 801      | C        | Over merchandise limit                                                                                 |
| RPCT     | 802      | C        | Imprint card                                                                                           |
| RPCT     | 803      | C        | Not on file                                                                                            |
| RPCT     | 804      | C        | Fuel only                                                                                              |
| RPCT     | 805      | C        | Velocity exceeded                                                                                      |
| RPCT     | 806      | C        | Authorization ID needed                                                                                |
| RPCT     | 807      | C        | Over non-fuel limit                                                                                    |
| RPCT     | 808      | C        | Invalid location                                                                                       |
| RPCT     | 809      | C        | Over card velocity count                                                                               |
| RPCT     | 810      | C        | Over card velocity amount                                                                              |
| RPCT     | 811      | C        | Over issuer velocity count                                                                             |
| RPCT     | 812      | C        | Over issuer velocity amount                                                                            |
| RPCT     | 813      | C        | Over merchant daily velocity count                                                                     |
| RPCT     | 814      | C        | Over merchant daily velocity amount                                                                    |
| RPCT     | 815      | C        | Over merchant daily velocity both                                                                      |
| RPCT     | 816      | C        | Over merchant product velocity amount                                                                  |
| RPCT     | 817      | C        | Over merchant product velocity count                                                                   |
| RPCT     | 818      | C        | Over merchant product velocity both                                                                    |
| RPCT     | 819      | C        | Over chain daily velocity count                                                                        |
| RPCT     | 820      | C        | Over chain daily velocity amount                                                                       |
| RPCT     | 821      | C        | Over chain daily velocity both                                                                         |
| RPCT     | 822      | C        | Over chain product velocity count                                                                      |
| RPCT     | 823      | C        | Over chain product velocity both                                                                       |
| RPCT     | 824      | C        | Over chain product velocity amount                                                                     |
| RPCT     | 825      | C        | No chain ID for chain merchant                                                                         |
| RPCT     | 826      | C        | Signature required                                                                                     |
| RPCT     | 902      | C        | Invalid transaction                                                                                    |
| RPCT     | 904      | C        | Format error                                                                                           |
| RPCT     | 906      | C        | System Error                                                                                           |
| RPCT     | 907      | C        | Card issuer or switch inoperative                                                                      |
| RPCT     | 908      | C        | Transaction destination not found                                                                      |
| RPCT     | 909      | C        | System malfunction                                                                                     |
| RPCT     | 911      | B        | Card issuer timed out                                                                                  |
| RPCT     | 913      | C        | Duplicate transaction                                                                                  |
| RPCT     | 914      | C        | Original Authorization was not found                                                                   |
| RPCT     | 915      | C        | Timeout Reversal not supported. Resend the original transaction                                        |
| RPCT     | 920      | B        | Security H/W or S/W error - try again                                                                  |
| RPCT     | 921      | C        | Security H/W or S/W error                                                                              |
| RPCT     | 923      | C        | Request in progress                                                                                    |
| RPCT     | 924      | C        | Limit check failed                                                                                     |
| RPCT     | 940      | C        | Error                                                                                                  |
| RPCT     | 941      | C        | Invalid issuer                                                                                         |
| RPCT     | 942      | C        | Customer cancellation                                                                                  |
| RPCT     | 944      | C        | Invalid response                                                                                       |
| RPCT     | 950      | C        | Violation of business arrangement                                                                      |
| RPCT     | 954      | C        | CCV failed                                                                                             |
| RPCT     | 958      | C        | CCV2 failed                                                                                            |
| RPCT     | 959      | C        | CAV failed                                                                                             |
| RPCT     | 963      | C        | Acquirer channel unavailable                                                                           |

---

### First Data North (FNOR)

| respproc | respcode | respstat | resptext                         |
| -------- | -------- | -------- | -------------------------------- |
| FNOR     | 00       | A        | Approval                         |
| FNOR     | 10       | A        | Partial Approval                 |
| FNOR     | 76       | A        | Reversed                         |
| FNOR     | 85       | A        | Validated                        |
| FNOR     | 01       | C        | Refer to issuer                  |
| FNOR     | 03       | C        | Invalid merchant                 |
| FNOR     | 05       | C        | Do not honor                     |
| FNOR     | 12       | C        | Invalid transaction              |
| FNOR     | 13       | C        | Invalid amount                   |
| FNOR     | 14       | C        | Invalid card number              |
| FNOR     | 25       | C        | Invalid terminal                 |
| FNOR     | 28       | B        | Please retry                     |
| FNOR     | 51       | C        | Declined                         |
| FNOR     | 54       | C        | Wrong expiration                 |
| FNOR     | 55       | C        | Incorrect pin                    |
| FNOR     | 57       | C        | Invalid txn for card             |
| FNOR     | 60       | C        | Declined (Capture card)          |
| FNOR     | 61       | C        | Exceeds withdrawal limit         |
| FNOR     | 63       | C        | Service not allowed              |
| FNOR     | 69       | C        | Host key error                   |
| FNOR     | 75       | C        | Pin try exceeded                 |
| FNOR     | 89       | C        | Invalid Term ID                  |
| FNOR     | 91       | B        | System error                     |
| FNOR     | 94       | C        | Duplicate tran                   |
| FNOR     | 1A       | C        | Need addl authentication         |
| FNOR     | 1B       | C        | Need PIN data                    |
| FNOR     | C2       | C        | CVV decline                      |
| FNOR     | CE       | C        | System problem                   |
| FNOR     | N3       | C        | Invalid Account                  |
| FNOR     | NG       | C        | Reversal rejected                |
| FNOR     | NH       | C        | Enter lesser amt                 |
| FNOR     | NI       | C        | Pin decrypt error                |
| FNOR     | NK       | C        | Crypto box offline               |
| FNOR     | NL       | B        | Debit switch down                |
| FNOR     | NM       | C        | Issuer unavailable (Debit cards) |
| FNOR     | NN       | C        | Bad debit card                   |
| FNOR     | NP       | C        | Bad debit merchant               |
| FNOR     | NQ       | C        | Tran limit exceeded              |
| FNOR     | NR       | C        | Tran freq exceeded               |
| FNOR     | NS       | C        | Error decrypting pin             |
| FNOR     | NU       | C        | Insufficient funds               |
| FNOR     | RW       | C        | Reversal outside window          |